Two-story house in Osenovo
The sale of a two-storey house, which is located in the charming village of Osenovo in the Varna region. On the first floor: living room with kitchen, bedroom, bathroom and storage room. On the second: two bedrooms, bathroom, terrace.
The house is turnkey:
- exterior walls are covered with mineral plaster
- thermal insulation
- central heating with fireplace, in all rooms mounted radiators and leads for air conditioning
- floor - laminated parquet in bedrooms and living room, ceramic tiles in the bathrooms, granitogres in the corridors and pantry
- fully equipped bathrooms
- seamless drainage pipes have been installed.
For an additional fee it is possible to build a swimming pool.
- yard plot of 930 square meters.
The house will be fully completed on June 10, 2014.
In Bulgaria a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Varna; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Bulgaria finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Bulgaria takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Varna short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (130 755 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Varna: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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