Two-storey house in Varna
Great offer in Varna, just five minutes from the sandy coast and park, and twenty minutes from the central part of the city! A luxurious self-contained house in a ready to move in condition with quality exterior and interior finishes is now open for sale. Exquisite architecture in monumental Mediterranean style, landscaped plot of 1 000 sq. m., parking and a magnificent view of the sea!
On the first floor: spacious living room with separate kitchen and dining room, access to the veranda and the yard, study (bedroom), bathroom with toilet, storage room, entrance hall, stairs to the second floor. On the second floor: three spacious bedrooms with access to the terrace, bathroom with toilet, sauna and utility room. The master bedroom has a dressing room and a bathroom with toilet. Quality materials have been used in the construction. In the yard there is a garage for two cars, there is a possibility to buy additional land (1 hectare). Excellent location. The house is ideal for year-round living.
In Bulgaria a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Varna; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Bulgaria finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Bulgaria takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Varna short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (176 187 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Varna: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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