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House 235 м² in Kotor, Montenegro

882 486 $

3 755 $ /м²

4OVqk
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Area

235 м2

Bedrooms

4

Bathrooms

2

Luxury detached 4 bedroom house for sale in Kotor, Montenegro

4957-1 This spacious villa is part of a complex of villas and apartments located on the coast in Kostanjica. The villa has an area of 235 m2 and a plot of 400 m2. On the first floor there is a spacious open plan living room with a large kitchen, dining area and comfortable furniture with a fireplace. One bedroom is also on this level. A large terrace with beautiful sea views can be accessed through the French windows of the dining room. The second floor consists of three bedrooms, two bathrooms and two terraces. In the basement there is a garage, a storage room and a wine cellar. The villa is sold fully furnished. The complex has a restaurant, swimming pool, tennis court and beach with all necessary equipment.

Additional details

Property type

Residential Properties

Object type

House

Price

882 486 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (882 486 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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