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House 245 м² in Kotor, Montenegro

829 530 $

3 385 $ /м²

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Area

245 м2

Bedrooms

9

Bathrooms

7

Luxury 9 bedroom house for sale in Kotor, Montenegro

This beautiful home is arranged on four levels: The first floor includes two bedrooms and a bathroom. The spacious two-bedroom apartments occupy the first and second floors. They consist of two bedrooms, two bathrooms, a large living room, kitchen and terrace. On the upper floor are the duplex apartments: the lower level consists of two bedrooms, two bathrooms, living room, kitchen and terrace, while the upper level has one large open plan room. At the back of the villa there is a 228 m2 garden with swimming pool and outdoor parking. The property is being sold fully furnished and ready to move in. Excellent rental potential

Additional details

Property type

Residential Properties

Object type

House

Price

829 530 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (829 530 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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