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House 232 м² in Sutomore, Montenegro

195 532 $

842 $ /м²

4Ocs1
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Area

232 м2

Bedrooms

7

Three-level house in Sutomore below the highway

Three-level house in Sutomore below the highway.

House area 232 m2.

Plot area 197 m2.

House structure:

1st floor: technical floor, 4 free rooms.

2nd floor: kitchen, 2 bedrooms, bathroom, storage room, living room, terrace.

3rd floor: living room, 2 bedrooms, bathroom, terrace.

Communications: electricity, city water, sewerage - 2 septic tanks.

The bathroom on the 2nd floor has all the furniture and plumbing (not installed).

Interior doors were purchased but not installed.

The house is for sale in a fine finish.

Supply ventilation has been installed throughout the house.

Internal staircase between 2nd and 3rd floors.

1st floor - separate entrance.

The house is insulated, 10 cm polystyrene.

The roof is insulated.

Dead end street, quiet place.

Partially fenced area.

Access road.

Parking in front of the house for 3 cars.

Distance to the sea 1 km.

Services and facilities

Pantry
Furniture
Garage/parking

Additional details

Property type

Residential Properties

Floor

3

Object type

House

Price

195 532 $

Land area

197

Characteristics

Pantry
Furniture
Garage/parking

Distance to key points, m

To sea 1000

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sutomore; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Sutomore short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (195 532 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Sutomore: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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