Property Abroad

Montenegro

Bar

Ratac

House

House 77 м² in Ratac, Montenegro

175 901 $

2 284 $ /м²

4Ogwa

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #1

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #2

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #3

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #4

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #5

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #6

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #7

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #8

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #9

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #10

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #11

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #12

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #13

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #14

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #15

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #16

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #17

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #18

House 77m² in Montenegro, Ratac. Priced at 150000€ rent photo- #19

Area

77 м²

Bedrooms

Two-storey house overlooking the Adriatic Sea

Two-storey house overlooking the Adriatic Sea, located in the quiet area of Ratats (Bar region), just 250 meters from the coast. Suitable for both permanent residence and for rent or seasonal rest.

Location: Ratatz, Bar, Montenegro
Total area of the house: 77 m2 + terraces

Plot area: 187 m2
Distance to the sea: 250 m in a straight line, ~10 minutes walk

Planning:

1 floor: spacious hallway, living room, combined with the kitchen and dining area, storage room, bathroom, access to the courtyard with an equipped recreation area
2nd floor: cozy bedroom, dressing room, bathroom with bathroom, spacious terrace covering the entire floor

Additional benefits:

Two technical rooms with separate entrances

City water supply, electricity, septic tank

Internal and external stairs

Warm floor system, air conditioning, high ceilings
Insulated facade of the building, it is necessary to complete the painting

Parking in front of the house for two cars

Fenced, well-maintained territory
A stunning panoramic view of the sea that will never close
Quiet, green area with good transport accessibility

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

175 901 $

Land area

187

Characteristics

Air conditioner

Distance to key points, m

To sea 250

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (175 901 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).