Property Abroad

Montenegro

Bar

Ratac

House

House 80 м² in Ratac, Montenegro

125 476 $

1 568 $ /м²

4OdSU

House 80m² in Montenegro, Ratac. Priced at 107000€ rent photo- #1

House 80m² in Montenegro, Ratac. Priced at 107000€ rent photo- #2

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House 80m² in Montenegro, Ratac. Priced at 107000€ rent photo- #49

Area

80 м²

Bedrooms

House with seaviews

House with beautiful sea views in Ratac.

House area 80 m2.

Plot area 155m2.

Structure:

1st floor: kitchen with dining area, living room, bedroom, bathroom, terrace.

2nd floor: kitchen, dining room, living room with sleeping area, bathroom, terrace.

Electricity, city water, septic tank

The house is fully furnished and equipped with the necessary appliances.

There are air conditioners on all floors.

There is a possibility of adding one more floor.

The plot is cascading.

At the bottom of the plot there is space for the construction of a swimming pool.

The area is very green, there are orange trees.

Distance to the sea 500 m.

The distance to Bar with all developed infrastructure is 6 km, 10 minutes by car.

Services and facilities

Air conditioner

Pool

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

125 476 $

Land area

155

Characteristics

Air conditioner

Pool

Distance to key points, m

To sea 500

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (125 476 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).