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House 440 м² in Tivat, Montenegro

1 042 838 $

2 370 $ /м²

4OcqZ
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Area

440 м2

Bedrooms

12

Year of construction

2024

Building with apartments for renovation

A house with apartments for renovation on 4 floors, with an area of ​​360 m2.

On the first 3 floors there are 2 apartments, the 4th floor is an attic for 1 apartment.

The house has panoramic views of the sea and mountain.

The house has space for a garage for 5 cars (according to plan), as well as parking spaces.

Location:

Tivat, Cacovo. 100 meters from the sea and 30 meters from the main highway. Near the bus stop.

All infrastructure is within walking distance.

July 2024 (photos added are current). The 4th floor was completed. Installed ceramic tiles.

Services and facilities

Garage/parking

Additional details

Property type

Residential Properties

Floor

4

Object type

House

Price

1 042 838 $

Land area

457

Characteristics

Garage/parking

Distance to key points, m

To sea 100

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 042 838 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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