Flat 97 м² in Kotor, Montenegro

264 821 $

2 730 $ /м²

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Flat 97m² in Montenegro, Kotor. Priced at 235000€ rent photo- #1

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Flat 97m² in Montenegro, Kotor. Priced at 235000€ rent photo- #4

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Flat 97m² in Montenegro, Kotor. Priced at 235000€ rent photo- #8

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Flat 97m² in Montenegro, Kotor. Priced at 235000€ rent photo- #11

Flat 97m² in Montenegro, Kotor. Priced at 235000€ rent photo- #12

Area

97 м²

Bedrooms

Bathrooms

Luxury apartment for sale in Kotor, Montenegro

MP-13457 This apartment is located on the top floor of a small residential building and the total area of the apartment is 97 m2. The apartment consists of a large living room with kitchen and dining room, two bedrooms, two bathrooms and a toilet. The apartment is fully renovated and furnished with high quality custom-made furniture. From the living room there is access to a beautiful terrace, as well as from both rooms. The apartment is sold with furniture. There is a secured parking lot in front of the building. The location of the building is a very quiet place in the center of Prcanj, less than 250 meters from the sea.

Additional details

Property type

All Types

Object type

Flat

Price

264 821 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (264 821 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).