Flat 46 м² in Kotor, Montenegro

269 473 $

5 858 $ /м²

4OhEN

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #1

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #2

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #3

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #4

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #5

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #6

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #7

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #8

Flat 46m² in Montenegro, Kotor. Priced at 230400€ rent photo- #9

Area

46 м²

Bedrooms

Bathrooms

Year of construction

2026

Apartments near the sea

Apartments in a new residential complex in picturesque Kotor are an ideal choice for those who dream of life by the sea.
The modern complex is located just 50 meters from the Adriatic coast, offering a unique panoramic view of the sea and the Old Town of Kotor - the pearl of Montenegro, included in the UNESCO World Heritage List.
The project consists of two buildings built using high-quality materials and innovative construction technologies, which guarantees durability, energy efficiency and a high level of comfort.
Each apartment has its own parking space, included in the price - this is a rare advantage for real estate in the coastal zone.
On sale are apartments of different size and layout:

- with 1 bedroom - 46 m2;

- with 2 bedrooms - 57, 59 and 75 m2;

- with 3 bedrooms 74 and 75 m2.
Completion of construction is scheduled for 2026, which makes the purchase a profitable investment at the development stage.
This apartment is the perfect combination of modern design, sea breeze and charm of Old Kotor. Excellent option for both permanent residence and rental business.

Additional details

Property type

Residential Properties

Object type

Flat

Price

269 473 $

Distance to key points, m

To sea 50

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (269 473 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).