Property Abroad

Montenegro

Kotor

Flat

Flat 95 м² in Kotor, Montenegro

364 936 $

3 841 $ /м²

4OZwg

Flat 95m² in Montenegro, Kotor. Priced at 318000€ rent photo- #1

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Area

95 м²

Bedrooms

Bathrooms

Two-level apartment with three bedrooms just steps away from the sea in Muo, Kotor Bay.

Located in the Kotor Bay, in the small fishing village of Muo; less than 1 km from the Old Town of Kotor and just a few steps from the sea. This three-bedroom duplex apartment of 95 m2 is situated on the third and fourth levels of a small residential building (no elevator). The lower level features two bedrooms, a bathroom, a spacious living room; while the upper level (gallery) includes a kitchen and dining area, a pantry, one bedroom, one bathroom. Sold with furniture. Behind the building there is a beautiful garden with a summer kitchen, as well as a mini-pool. For more information and property viewing appointments, please contact our real estate consultants at info@residomontenegro.com.

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

364 936 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (364 936 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).