Two-bedroom apartments for sale in ELENA residence
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 185 481 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
Mountain View view 1 172 325 $
Tivat, Montenegro
DescriptionStylish apartment for sale in Porto Montenegro! - Location: Tivat, Zeta building - Price: €1,050,000 - Area: 122 m² - Number of bedrooms: 2 - Number of bathroo...
1 211 402 $
Tivat, Montenegro
Located in the vibrant Marina Village of Lustica Bay, this elegant two-bedroom residences offer a unique opportunity to own a home in one of the most prestigious lifestyl...
1 228 150 $
Tivat, Montenegro
Area: 123 m2 (109 m2 + 14 m2 terrace) Bedrooms: 2 Bathrooms: 2+1 Garage space Furnished two bedroom apartment of 123 m2 in the building Ksenija, Porto Montenegro. The apa...
Sea View view 1 228 150 $
Tivat, Montenegro
Sea View view 1 228 150 $
Tivat, Montenegro
Apartment size: 123 sq.m. Number of bedrooms: 2 Number of bathrooms: 2 Spacious, furnished apartment with 2 bedrooms and incredible, panoramic sea views in a modern villa...
1 253 215 $
Tivat, Montenegro
Two-level residence in Porto Montenegro, Tivat A rare format for Porto Montenegro is a two-level residence combining the scale of a private house and the services of a ne...
