Flat 59 м² in Risan, Montenegro

188 495 $

3 194 $ /м²

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Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #1

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #2

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #3

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #4

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #5

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #6

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #7

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #8

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #9

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #10

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #11

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #12

Flat 59m² in Montenegro, Risan. Priced at 165000€ rent photo- #13

Area

59 м²

Bedrooms

Bathrooms

Apartment in Kotor. City - Risan

Lovely apartment with panoramic views on the 1st line of the sea in Risan.The apartment has an area of 59 m2. The apartment consists of a living room with kitchen and terrace, 3 bedrooms and a bathroom.The apartment has a panoramic view of the sea and the Bay of Kotor.Location: RisanApartment area: 59 m2No. of bedrooms: 3No. of bathrooms: 1

Additional details

Property type

Residential Properties

Object type

Flat

Price

188 495 $

Land area

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (188 495 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).