Flat 78 м² in Risan, Montenegro

196 437 $

2 518 $ /м²

4OhVo

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #1

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #2

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #3

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #4

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #5

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #6

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #7

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #8

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #9

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #10

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #11

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #12

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #13

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #14

Flat 78m² in Montenegro, Risan. Priced at 175000€ rent photo- #15

Area

78 м²

Bedrooms

Two-bedroom apartment with private courtyard in Risan, 78 m2

Two-bedroom apartment with its own courtyard and sea view

Spacious apartment with two bedrooms, living room, separate kitchen and dressing room / storeroom.
The apartment has its own courtyard, lined with stone, as well as a partial view of the sea.
An excellent option for a large family or a comfortable stay all year round.

Additional details

Property type

Residential Properties

Object type

Flat

Price

196 437 $

Distance to key points, m

To sea 50

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (196 437 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).