Flat 95 м² in Kotor, Montenegro

257 154 $

2 706 $ /м²

4OcuV

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #1

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #2

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #3

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #4

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #5

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #6

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #7

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #8

Flat 95m² in Montenegro, Kotor. Priced at 220000€ rent photo- #9

Area

95 м²

Bedrooms

Bathrooms

Duplex 150 meters from the sea

4-bedroom duplex with a total area of 95 m2 with panoramic views of the Bay of Kotor.

Layout:

Living room with dining area and access to the terrace, kitchen with bar counter, 2 bedrooms and a bathroom, stairs to the upper floor with 2 bedrooms.

From the living room terrace, as well as from the window of each room, there is a panoramic view of the Bay of Kotor.

Parking available

Location and infrastructure:

Kotor, St. Stase area. All social infrastructure within walking distance

Distance from the sea 150 m

To the old town of Kotor 7 minutes by car

To Tivat airport 20 minutes by car

Features:

High rental potential of the property

Additional details

Property type

Residential Properties

Object type

Flat

Price

257 154 $

Distance to key points, m

To sea 150

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (257 154 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).