Property Abroad

Montenegro

Budva

Sveti-Stefan

Flat

Flat 85 м² in Sveti-Stefan, Montenegro

397 813 $

4 680 $ /м²

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Flat 85m² in Montenegro, Sveti-Stefan. Priced at 355000€ rent photo- #1

Flat 85m² in Montenegro, Sveti-Stefan. Priced at 355000€ rent photo- #2

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Flat 85m² in Montenegro, Sveti-Stefan. Priced at 355000€ rent photo- #29

Area

85 м²

Bedrooms

Bathrooms

Three bedroom apartment with nice sea view

The apartment is located in the area of Sveti Stefan 200 meters from the sea.
85 m2 + spacious terrace, the apartment occupies the entire upper floor of the house

Planning - kitchen-living room, 3 bedrooms, 2 bathrooms
, terrace around the perimeter of the apartment with beautiful sea views and the famous island of Sveti Stefan

The apartment can be divided into 2 residential units

Fullly furnished and equipped with equipment, air conditioning installed
Excellent investment offer, prestigious location for rest and renting

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

397 813 $

Characteristics

Air conditioner

Distance to key points, m

To sea 200

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti-Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti-Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (397 813 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti-Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).