Flat 92 м² in Sveti-Stefan, Montenegro

431 658 $

4 691 $ /м²

4OgFt

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #1

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #2

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #3

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #4

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #5

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #6

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #7

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #8

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #9

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #10

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #11

Flat 92m² in Montenegro, Sveti-Stefan. Priced at 368000€ rent photo- #12

Area

92 м²

Bedrooms

Bathrooms

Apartment 4 bedrooms with panoramic sea views and Sveti Stefan

Exclusive option - specific apartments in the location pos. St. Stefan, the most attractive place on the coast of Montenegro.

The apartment consists of two united apartments, which have a separate entrance on the floor. This concept allows both personal accommodation and rental (the best beaches within walking distance);
High ceilings increase space;

panoramic windows;
sea views and attractions create a unique atmosphere and increase the liquidity of the object;

Quality dry house;

legal documents.

Total area 91.25 sq.m.

is the input group;

-living room with kitchen area;

- four bedrooms;

- two spacious bathrooms with heated floors;
terraces overlooking the sea and St. Stephen and the mountains;
The apartment is equipped with appliances and furniture, air conditioning and modern boilers, fresh repairs are made.

Services and facilities

Furniture

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

431 658 $

Characteristics

Furniture

Air conditioner

Distance to key points, m

To sea 200

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti-Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti-Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (431 658 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti-Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).