Property Abroad

Montenegro

Budva

Sveti Stefan

Flat

Flat 106 м² in Sveti Stefan, Montenegro

446 978 $

4 216 $ /м²

4Oe2m

Flat 106m² in Montenegro, Sveti Stefan. Priced at 390000€ rent photo- #1

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Area

106 м²

Bedrooms

Apartment in Budva. The city - Sveti Stefan

Spacious 3-bedroom apartment with sea views in Sveti Stefan, Crvena Glavica.
2nd floor
Apartment area - 106 m2
The apartment consists of a corridor, a living room with a kitchen, three bedrooms, two bathrooms, and two terraces.
From the terrace and the windows of the apartment, there is a beautiful view of the sea and the pine forest.
Excellent location in one of the most picturesque corners of Montenegro! The beach is a 15-minute walk away.
A garage of 27 m2 is included in the price.
The apartment is fully equipped with all necessary furniture and appliances.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

446 978 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (446 978 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).