Two bedroom luxury apartment for sale in Tivat, Montenegro.
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 419 629 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
1 395 625 $
Tivat, Montenegro
Tivat, Porto Montenegro - two bedroom apartment with sea view;Luxury two bedroom apartment on the first floor of Xenia, Porto Montenegro, fully furnished and equipped, wi...
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Tivat, Montenegro
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These modern three-bedroom apartments are located in Centrale, the lively urban heart of the Lustica Bay development, where residential living, dining, shopping, and leis...
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Lovely 2 bedroom apartment with sea view in the complex Ozana, Porto Montenegro. The 142 m2 apartment includes 2 bedrooms, 2 bathrooms, a spacious living room, a kitchen...
1 339 800 $
Tivat, Montenegro
This is a fantastic penthouse with a total area of 127.89 m2, an additional terrace of 86.87 m2, and a roof terrace of 122.60 m2. It consists of 2 bedrooms, 2 bathrooms,...
