2 bedroom luxury villa for sale in Kotor, Opshtina Kotor.
Authentic villa with swimming pool and panoramic sea views. Villa area: 300 m2 (net area 200 m2 with basement), plot: 860 m2. Bedrooms: 2. Bathrooms: 2. Swimming pool. Distances: Budva - 12 km, Tivat airport - 25 km, Kotor - 25 km. Nearby beaches: Zagorski Piesak, Zukovica, Ploce, Trsteno, Jaz. Floor plan: Basement: used as a storage room, can be equipped as accommodation for staff. First floor: living room, kitchen with dining area, bathroom, two terraces, swimming pool. Second floor: entrance hall, two bedrooms, bathroom, terrace. Under the alternative outdoor dining area, barbecue. Villa Zagora is located in the mountains of the small village of Zagora at an altitude of 230 meters above sea level and offers panoramic views of the sea, the entrance to the Bay of Bokotor and the mountains. The distance from the villa to the center of Budva is 12 km. The villa occupies a plot of 860 m2. The interior decoration includes a first floor with a spacious living room in rustic style, kitchen, dining room and bathroom. On the same level there is a terrace protected by vine carvings and oriented towards the sea, and a north terrace with an angle for relaxing in the evening, surrounded by greenery. On the second floor there are two bedrooms, one with a large terrace and the other with a French balcony. On the same floor there is a modern equipped bathroom, an entrance hall and a terrace. The first floor has underfloor heating and the first floor is centrally heated with a pellet boiler. The pool is located in front of the villa, its dimensions are 10 by 4 meters, depth - 1.5 meters, there is a whirlpool sector. Under the awning is a rustic style summer kitchen with a large dining table and barbecue area. The garden is arranged in the form of cascades, there are planted citrus trees, olives, vines, dates and other plants. The villa is 8 kilometers from the main road, supermarket and gas station. Four beaches are in the immediate vicinity, one of them is Zagorski piesak as a small and cozy bay. The capacity of the reservoir is 54,000 liters."
Characteristics
Property type
Elite
Object type
Villa
Price
831 075 $
FAQ
How can I get a residence permit by buying property in Montenegro?
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Is a mortgage available for non-residents in Montenegro?
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
What taxes and fees apply when buying in Montenegro?
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
How is the title checked in Montenegro?
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Can I rent out property after purchase in Montenegro?
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Is a property inspection recommended before purchase?
Yes. An inspection costs about 0.5–1% of the price (831 075 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
How long does the purchase process take in Montenegro?
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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