Villa 235 м² in Kotor, Montenegro

866 550 $

3 687 $ /м²

4OVS2

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #1

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #2

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #3

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #4

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #5

Villa 235m² in Montenegro, Kotor. Priced at 750000€ rent photo- #6

Area

235 м²

Bedrooms

Bathrooms

7 bedroom luxury villa with spacious terrace for sale in Kotor, Montenegro.

This elegant villa was built in 2014 on a superb first line location by the sea in Boca Bay. On the first floor there is a living room, dining room, bedroom, bathroom, terrace and fireplace. On the second floor there are 3 bedrooms, 2 bathrooms and a terrace. In the basement there is a tavern, sauna, storage room and garage. The villa is fully furnished. There is a possibility to build an 8x4 swimming pool on the property (with sea water).

Additional details

Property type

Elite

Object type

Villa

Price

866 550 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (866 550 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).