Villa 240 м² in Tivat, Montenegro

ID 4OdIT

Area: 240 m²
Bedrooms: 4
Bathrooms: 4

Description

Villa in Tivat. City - Tivat

Let me introduce you to a modern villa with swimming pool, large fenced area in a quiet neighborhood of Tivat - ideal for a family that values privacy.The villa is designed in traditional mediteranian style and consists of 3 floors with separate entrances. The villa has an adjoining plot of 400 m2, on which there is an open parking lot and a closed garage of 51 m2, for which the UT conditions have been issued for the construction of a building with a total area of ??up to 500 m?, storey P+2+Pk.The villa consists of three apartments (one apartment per floor) with separate entrances:Apartment on the 1st floor, 50 m2, consists of living room, dining room, kitchen, bedroom and bathroom.Apartment on the 2nd floor of 95 m2 consists of a living room with access to the terrace, dining room, kitchen, bedroom with terrace and bathroom.The apartment on the 3rd floor of 95 m2 consists of a living room, kitchen, dining room, 2 terraced bedrooms and a bathroom.In front of the villa there is an infinity pool of 40 m2 with a heat pump for heating the water. Next to the pool is a lounge area with stone grill and closed on three sides by a sliding system of windows that can be fully opened.In the utility rooms there is a laundry room and a hamam with a bathroom.The complete renovation of the villa was completed in September 2023.The floors are covered with oak parquet, the kitchens and dressing rooms are customized. Equipment and technology brands Bosch and Miele. Cooling and heating via multi-split invertern

Characteristics

Property type: Residential Properties
Object type: Villa
Price: 2 350 528 $
Land area: 850 m²

Services and facilities

Pool
Garage/parking

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (2 350 528 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).