Villa 235 м² in Kostanjica, Montenegro

ID 4OdCM

Area: 235 m²
Bedrooms: 4
Bathrooms: 3

Description

Villa in Kotor. The city is Kostanica.

The villa is located in a cottage complex on the first line. The complex has its own sandy beach, with two marinas for yachts and boats, a restaurant, a 20-meter swimming pool with sun loungers and umbrellas, three cafe-bars, a store and a tennis court, which can be used free of charge by the owners of the villa.Panoramic views over the whole of Risan Bay and the historic city of Perast and its two pearls - the islands of St. George and St. Lord Skrpela.Villa layout:- 1 floor: spacious living room with fireplace, garage, terrace with sitting area.- 2nd floor: kitchen with dining area, laundry room, bedroom, bathroom, living room and terrace with extraordinary sea views.- 3rd floor: 3 bedrooms, 2 bathrooms, 2 terraces and a library/cabinet.Two parking places (garage and on the street).To the sea: 30 meters (1 line)Infrastructure: next to 2 restaurants, store.The villa is located 7 km from Tivat, from Budva - 25 km, to Herceg Novi - 15 km, Kotor - 20 km and Dubrovnik - 55 km.Kostanica is a small cozy fishing village on the shore of Boka Kotorska Bay, at the entrance to Risan Bay, next to the strait “Verige”. A few kilometers away is the ferry Kamenare - Lepetane, in the direction of Morinj and Risan. On the opposite shore stretches the ancient city of Perast. It is hard to say which place is more fascinating: medieval Perast, with its stone vaults, in which the spirit of brave sailors is still alive, or the two islands, St. George and St. Mary on the Reef, located in the middle of the sea between Kostanica and Perast.In Kostanitsa you will be

Characteristics

Property type: Residential Properties
Object type: Villa
Price: 770 129 $
Land area: 400 m²

Services and facilities

Pool
Garage/parking

Location

Approximate location: Open in Google Maps

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kostanjica; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Kostanjica short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (770 129 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Kostanjica: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).