Luxury Three-Bedroom Apartments in HORIZON Residences
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (2 065 525 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
2 065 525 $
Tivat, Montenegro
Area: 221 m2 (188 m2 + 33 m2 terrace) Number of bedrooms: 3 Number of bathrooms: 2+1 First line of the sea, two bedroom apartment on two levels with an area of 221 m2 in...
2 121 350 $
Tivat, Montenegro
Area: 178 m2 Bedrooms: 2 Bathrooms: 2+1 Garage space Waterfront, two bedroom apartment of 178 m2 in Regent 5* hotel. The apartment is fully furnished to hotel standards a...
1 987 370 $
Tivat, Montenegro
We present to you a unique apartment in Baia building, Porto Montenegro, managed by Regent 5* Hotel. The Baia building is part of the Regent Pool Club, so apartment owner...
2 210 670 $
Tivat, Montenegro
Luxury penthouse with panoramic sea views in Porto MontenegroBoka Place, Thea building, 6th and 7th floors (duplex) with 180-degree sea views.- Area: 179 m2 (108 m2 + 71...
2 233 000 $
Tivat, Montenegro
Spacious apartment of 185 m2 with 2 bedrooms and a floral terrace overlooking the pools of Regent Pool Club, Porto Montenegro. The apartment is located on the 1st floor a...
1 898 050 $
Tivat, Montenegro
