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Flat 169 м² in Tivat, Montenegro

ID 4Oik9
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Area
169 m²
Bedrooms
4
Bathrooms
2

Description

Four-bedroom Apartment For Sale in Centrale

This modern four-bedroom apartment is located in Centrale, the lively urban heart of the Lustica Bay development, where residential living, dining, shopping, and leisure come together in a vibrant, walkable Mediterranean community.

Designed as the year-round center of Lustica Bay, Centrale features charming streets, elegant Mediterranean architecture, and a welcoming central Piazza that serves as the neighborhood's social hub. Residents enjoy a dynamic atmosphere with a wide selection of cafes, restaurants, a pub, retail shops, a beauty bar, a kids' club, and the recently opened Hotel Centrale, which further enriches the community lifestyle.

The area also offers excellent facilities for an active and balanced lifestyle. Residents have access to tennis, padel, basketball, and sand volleyball courts, as well as a landscaped park with a playground and an outdoor fitness area. Everyday conveniences are also within easy reach, including a medical and dental clinic, bank, fire department, and dedicated parking facilities. Future plans for the neighborhood include an international school and a police station, further strengthening Centrale as a fully developed residential hub.

The property also benefits from access to two adult swimming pools and one children's pool, Lustica Bay beaches, internal storage spaces, and a garage or dedicated parking space with a long-term lease included. Residents also benefit from 24-hour customer service and security.

Available four-bedroom apartment:

14-5-32 — 145.11 m2 interior + 24.43 m2 terrace = 169.54 m2 total, €1,610,500, completion Jun 2028, Sea view

Living in Centrale provides access to the entire Lustica Bay resort community, including the marina village, private beaches, restaurants, boutiques, and numerous sports and leisure facilities. The development is designed as a sustainable coastal town where modern living blends seamlessly with nature and Mediterranean traditions.

Distances :

* Tivat International Airport - approx. 10 km

* Kotor Old Town - approx. 13 km

* Porto Montenegro - approx. 14 km

This apartment represents an excellent opportunity for those seeking a stylish home in a prestigious coastal development, whether as a holiday residence, year-round home, or investment property with strong rental potential.

Contact us for more information or to arrange a viewing of this apartment in Lustica Bay.

Property features
* Air-conditioning
* Close to Tivat airport
* Design concept
* Excellent location
* Golf course
* Gym
* Kids playground
* Management company
* Marina
* Mountain view
* Parking
* Peaceful area
* Residential area
* Sea View
* Sports fields
* Swimming Pool
* Tennis court
* Tourism
* Video surveillance

Characteristics

Property type
Residential Properties
Object type
Flat
Price
1 802 631 $

Services and facilities

  • Air conditioner

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (1 802 631 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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