House in Kotor. The city is Risan.
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (267 048 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
255 921 $
Risan, Montenegro
Two floors 142m2 0 (first) floor - kitchen, living room, shower and large terrace 1 (second) three bedrooms with balconies and bathroomPrice 230,000 €
292 083 $
Risan, Montenegro
A house of 70m2 consisting of 2 apartments on a plot of land of 1000m2Design:The two apartments with the same - mirror layout, each of 35m2Entrance area - it is also a li...
300 000 $
Risan, Montenegro
This land for sale with magnificent views is located in Risan, in the Kotor municipality.The plot is situated in a green area surrounded by forest, offering a beautiful v...
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Orahovac, Montenegro
The house is located in the cozy village of Orahovac, close to all major tourist attractions and infrastructure and just 15 minutes by car from Kotor and Perast. House of...
275 393 $
Kotor, Montenegro
Townhouse 1 - 147 m2 - 247.500€ Townhouse 2 - 142 m2 - 247.500€ Project completion plan: December 2023. Note: It is possible to purchase the entire property at the existi...
276 264 $
Kavac, Montenegro
Modern houses with sea views between Kotor and Tivat - exclusive offer in Kavach Two modern houses in a picturesque area with panoramic views of the Adriatic coast and Ti...
