Flat 32 м² in Kumbor, Montenegro

148 979 $

4 655 $ /м²

4OctY

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #1

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #2

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #3

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #4

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #5

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #6

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #7

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #8

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #9

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #10

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #11

Area

32 м²

Bathrooms

Year of construction

2026

Apartments in new complex under construction

The new complex is being built in a great location - 90 meters from the sea, Kumbor.

Completion of construction work - October 2026.

Apartments from 32 m2 to 162 m2 are available for purchase - studios, apartments with 1, 2 and 3 bedrooms.

The complex has 5 blocks

ORION: studios, 1+1 and 2+1 apartments on four floors with large gardens, balconies and terraces. Sea view.

PEGASUS: 1+1 and 2+1 apartments on four floors with large gardens, balconies and terraces. Sea view.

LEO: 1+1, 2+1 and 3+1 apartments on four floors with large gardens, balconies and terraces. Sea view.

TAURUS: 1+1 and 2+1 apartments on three floors with large gardens and balconies. Sea or pool view.

VEGA: 1+1 and 3+1 option apartments on three floors with large gardens, balconies and terraces.

Sea or pool view.

Carefully designed interiors, large terraces, private green areas.

Open plan living and dining areas.

Panoramic windows.

Parquet floors in the bedrooms.

Possibility of payment in installments until the end of construction

Services and facilities

Pool

Additional details

Property type

Residential Properties

Object type

Flat

Price

148 979 $

Characteristics

Pool

Distance to key points, m

To sea 90

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (148 979 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).