Flat 45 м² in Kumbor, Montenegro

177 756 $

3 950 $ /м²

4OgWa

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #1

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #2

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #3

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #4

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #5

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #6

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #7

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #8

Flat 45m² in Montenegro, Kumbor. Priced at 150000€ rent photo- #9

Area

45 м²

Bedrooms

Apartment in Herceg Novi. City - Kumbor

Apartment in a new building in the new area of Kumbora above the highway, five minutes from the sea overlooking the bay. 45 sq m, one bedroom. Second floor, parking space refers to the apartment.

Cost 150,000,

The apartment is located in Kumbora above the highway (not high). The sea is visually 250-300 meters. 4-5 minutes walk.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

177 756 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (177 756 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).