Flat 32 м² in Kumbor, Montenegro

146 846 $

4 588 $ /м²

4Oe4T

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #1

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #2

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #3

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #4

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #5

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #6

Flat 32m² in Montenegro, Kumbor. Priced at 125000€ rent photo- #7

Area

32 м²

Bedrooms

Apartment in Herceg Novi. City - Kumbor

Description

Description of the object

Apartment with an area of 27.38 m2 + 4.29 balcony + 43.89 garden. Total = 75.56 m2

We present to your attention a unique property in the picturesque Bay of Kotor, Montenegro. The facility is located in close proximity to the main tourist attractions:

Kotor : 4.8 km
Tivat : 11.3 km
Perest : 16.8 km
Budva : 26.1 km
Podgorica : 81. 9 km
Dubrovnik : 51.3 km

Airports:

Tivat Airport : 12.8 km
Podgorica Airport : 95.8 km
Dubrovnik Airport : 72.6 km

Distance to the beach: 90 m

Facilities and relaxation

Open plan living and dining area with hardwood flooring for a seamless look
Panoramic windows providing plenty of natural light
Smart interior design maximizing functionality and aesthetic appeal
False ceilings to create a modern and spacious atmosphere
Designer lamps that serve as a focal point in every room
Bedrooms with parquet floors creating a warm and cozy atmosphere
Carefully selected materials offering discreet luxury and elegance

Advantages of A Star Serenity property

With a central location close to the sea, city ce

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

146 846 $

Infrastructure

Open pool

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (146 846 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).