Flat 45 м² in Kumbor, Montenegro

169 488 $

3 766 $ /м²

4Oi8E

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #1

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #2

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #3

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #4

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #5

Flat 45m² in Montenegro, Kumbor. Priced at 145000€ rent photo- #6

Area

45 м²

Bedrooms

Bathrooms

Buy an apartment with sea views in Kumbora opposite Portonovi, Herceg Novi - Object 8336 in Montenegro

Apartment with sea views in Kumbora opposite Portonovi - ready-made property for living and investment
Modern apartment of 45 m2 in one of the most promising areas of the Bay of Kotor
Offered for sale apartment in Kumbora (Montenegro), located under the highway, opposite the prestigious complex Portonovi. The location combines proximity to the sea, developed infrastructure and high investment potential, which makes the object attractive for both personal residence and rental.
The apartment with an area of 45 m2 is located on the 2nd floor (entrance from the half floor) and has a private part of the terrace, accessible exclusively to the owner. A new high-quality repair was made, allowing you to immediately arrive without additional investments.
The property is ideal for buyers who are looking for an apartment by the sea in Montenegro, an investment property or a compact holiday residence.

The main characteristics of real estate
Location: Kumbor, opposite Portonovi

area: 45 m2

floor: 2 (entrance from half-floor)

planning: 1 bedroom

sea view

new modern repairs

Closed Area

Parking in front of the house

Functional layout provides comfortable accommodation and liquidity of the object when renting.

Advantages of location
Kumbor is one of the most popular areas of the coast due to its proximity to the premium infrastructure of Portonovi and convenient transport links.

Advantages:

walking access to the sea and the embankment

Developed tourism infrastructure

Restaurants, cafes and shops nearby

Convenient access to the main transport routes

Stable rental demand throughout the season
Location opposite Portonovi forms an additional potential for real estate value growth.

The apartment is suitable for:

Real estate purchases in Montenegro by the sea

Investments for the purpose of leasing

seasonal rest

Permanent residence

Receiving passive income
Compact format and high-quality repairs allow you to quickly bring the object to the rental market without additional costs.

Additional details

Property type

Residential Properties

Object type

Flat

Price

169 488 $

Distance to key points, m

To sea 150

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (169 488 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).