Buy an apartment with sea views in Kumbora opposite Portonovi, Herceg Novi - Object 8336 in Montenegro
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (161 341 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
Sea View view 166 905 $
Kumbor, Montenegro
Apartment in a new building in the new area of Kumbora above the highway, five minutes from the sea overlooking the bay. 45 sq m, one bedroom. Second floor, parking space...
151 813 $
Kumbor, Montenegro
Type of real estate: apartmentNumber of rooms: studio Total area: 73.14 m2 Residential: 29.27 m2 Balcon: 3.77 m2 Garden: 40.10 m2 Floorthing:>>>>>1strong> Planning: spaci...
172 357 $
Kumbor, Montenegro
These modern, newly built one-bedroom apartments are located in the Star Serenity residential complex in Kumbor, just a mere 6 km from Herceg Novi. The complex is in the...
172 913 $
Kumbor, Montenegro
A spacious apartment in the closed complex "Rich" located on the first line in the city of Nessebar is offered for your attention. The apartment is furnished with stylish...
144 094 $
Kumbor, Montenegro
Luxury apartment with sea view in the town of Nessebar!The two-bedroom apartment is located on the fifth floor of the building of the stunning complex “Rich”, which is bu...
139 087 $
Kumbor, Montenegro
DescriptionDescription of the object Apartment with an area of 27.38 m2 + 4.29 balcony + 43.89 garden. Total = 75.56 m2 We present to your attention a unique property in...
