Flat 97 м² in Tivat, Montenegro

ID 4OdE4

Area: 97 m²
Bedrooms: 2
Bathrooms: 1

Description

Apartment in Tivat. City - Tivat

We present to you a high-level complex currently under construction in the best area of Tivat - just a few steps from the beach and 5 minutes from Porto Montenegro. The complex consists of two interconnected buildings and includes a five-star hotel and branded apartments. The hotel will be located in Seljanovo, one of the most comfortable neighborhoods in Tivat, surrounded by landscaped gardens, with a luxurious park and a children's playground on the premises. The pools and rooftop bars offer stunning panoramic views of the Tivat Riviera, and the Tivat waterfront with beautiful beaches is just a 5-minute walk away. With concierge service designed to handle all matters related to living and leisure in the complex, and 24-hour security, residents and guests will always feel comfortable and safe. The apartments will be delivered with fine finishing and various furnishing options.

Characteristics

Property type: Residential Properties
Object type: Flat
Price: 504 629 $
Land area: 0 m²

Services and facilities

Pool

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (504 629 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).