Flat 150 м² in Tivat, Montenegro

ID 4OdIa

Area: 150 m²
Bedrooms: 2
Bathrooms: 3

Description

Apartment in Tivat. City - Tivat

Tivat, Porto Montenegro complex. Zeta building, second floor, central tower.Swimming pool, gym, reception. Security and video surveillance throughout the complex.Total area 115 m2 inside + 35 m2 terrace.2 bedrooms3 bathroomsParking space in the garage - optional.Layout:Bright entrance hall. To the left is the utility area: laundry room with storage, guest bathroom, clothes and shoe storage. To the right is the entrance to the spacious open plan living room with panoramic windows.The kitchen is fully equipped, with a separate window, has all necessary appliances and utensils.Large dining table for 8 people.The living room is very spacious, oriented towards the sea.A harmonica door between the living room and the terrace allows you to combine these rooms in the warm season. The terrace overlooks the sea, the sunset and the inner promenade of Porto Montenegro.The terrace has an open area with awning and furniture for relaxing, and there is also an enclosed area with a large dining table.The bedroom area is completely separated from the common areas by a door.Between the bedrooms there is a small hallway with a built-in closet.The master bedroom has a double bed, walk-in closet and en-suite bathroom with bathtub. Oriented to the internal promenade, two windows.The second bedroom has a double bed, desk and bathroom with shower. Oriented towards the pool and park, two windows.Heating/cooling system throughout the apartment and underfloor heating in all bathrooms.parquet in bedroomssold with all m

Characteristics

Property type: Residential Properties
Object type: Flat
Price: 1 085 938 $
Land area: 0 m²

Services and facilities

Pool
Garage/parking
Furniture

Location

Approximate location: Open in Google Maps

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (1 085 938 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).