Luxury apartment in Tivat
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 097 019 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
1 108 100 $
Tivat, Montenegro
These extraordinary two-bedroom apartments for sale are located in a new residential complex, 'The Dreams by Dukley,' in the Synchro - the heart of Porto Montenegro, in T...
1 085 938 $
Tivat, Montenegro
Tivat, Porto Montenegro complex. Zeta building, second floor, central tower.Swimming pool, gym, reception. Security and video surveillance throughout the complex.Total ar...
1 051 587 $
Tivat, Montenegro
Luxury apartment located in the building "Xenia", Porto Montenegro. Exclusive one bedroom, fully furnished apartment on the 1st floor. The apartment of 107 m2 consists...
Sea View view 1 051 587 $
Tivat, Montenegro
1 033 857 $
Tivat, Montenegro
These beautiful two-bedroom apartments are located in the Lustica Bay residential area, 'The Peaks,' in the Tivat municipality. Lustica Bay is a dreamy spot that combines...
1 033 857 $
Tivat, Montenegro
Area: 117 m2 (93 m2 + 24 m2 terrace) Bedrooms: 2 Bathrooms: 2 Two bedroom apartments of 117 m2 are offered off plan in the new Lustca Bay complex on the golf courses - Th...
