Location: Stoliv villageVilla area: 522,33 sq.m. + terrace with pool 227,85 sq.m.Plot area: 1119 sq.m.No. of bedrooms: 5No. of bathrooms: 4The villa combines modern and traditional-Mediterranean style with wrought iron and natural wood, with excellent Italian ceramics and natural stone.The villa has two entrances, a private driveway and a 50 meter staircase leading directly to the coast.It is possible to build your own marina, but permission must be obtained.The villa with swimming pool and large, Mediterranean garden will be ideal for a family vacation. There are beaches, stores, bars and restaurants within walking distance.On the territory there is a basketball and volleyball court, a large terrace, a sea water swimming pool, a garage and an additional parking lot for several cars.A villa and a guest house are located on the territory.
Characteristics
Property type
Residential Properties
Object type
Villa
Price
1 511 054 $
Land area
1119 m²
Services and facilities
Pool
Garage/parking
FAQ
How can I get a residence permit by buying property in Montenegro?
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Stoliv; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Is a mortgage available for non-residents in Montenegro?
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
What taxes and fees apply when buying in Montenegro?
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
How is the title checked in Montenegro?
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Can I rent out property after purchase in Montenegro?
Yes. Rental income tax is 5–25% depending on the regime. In Stoliv short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Is a property inspection recommended before purchase?
Yes. An inspection costs about 0.5–1% of the price (1 511 054 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
How long does the purchase process take in Montenegro?
A typical transaction runs 30–90 days, averaging 45 in Stoliv: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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