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House 456 м² in Kotor, Montenegro

ID 4OVdz
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Area
456 m²
Bedrooms
4
Bathrooms
6

Description

Luxury detached 4 bedroom house in Kotor, Montenegro

MP-14051 Exceptional villa with panoramic sea and mountain views of the Bay of Kotor. Total plot area: 1579 m2 (plus part of the access road and parking for guests). Swimming pool: 8 x 4.5 m2. Villa Vela is accessed by a private, securely gated driveway. It is a spacious modern 4 bedroom home with luxurious interiors, infinity pool and two car garage. Premium kitchen (Nobilia - Bosch) and fitted bathroom (V&B, Catalano, HansG), ceramics and flooring (Florim, Porcelanosa and natural stone). Living room and bathroom with underfloor heating, built-in air conditioning and ventilation in the ceilings. This villa with beautiful sea views is located in a quiet and picturesque corner of the UNESCO World Heritage Site of the Bay of Kotor. It is surrounded by mountains and spacious Mediterranean gardens. It is an ideal place for privacy. The design of the villa is characterized by smooth, clean lines and spacious interiors. Mediterranean limestone walls and terracotta tiles with a distinctive slope float above floor-to-ceiling glass windows, maximizing natural light and unobstructed views of the bay, Kotor's Old Town and the mountains beyond. Villa Vela offers a fantastic combination of tranquil privacy in close proximity to the local marina on the coast and a short drive from the historic town of Kotor, the luxury yacht sanctuary of Porto Montenegro and Tivat International Airport. Villa layout. Floor 1: Glass hall. To the right is a living room with a high

Characteristics

Property type
Residential Properties
Object type
House
Price
2 233 000 $

FAQ

How can I get a residence permit by buying property in Montenegro?

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Montenegro?

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Montenegro?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Montenegro?

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Montenegro?

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (2 233 000 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Montenegro?

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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