Luxury detached 5 bedroom house in Kotor
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (2 456 300 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
2 567 950 $
Kotor, Montenegro
Villa size: 415 m2 Plot size: 450 m2 Parking space: 3 Bedrooms: 6 Bathrooms: 6 + WC Marina Restored stone villa on the first line to the sea, in Dobrota, Kotor. The total...
2 233 000 $
Kotor, Montenegro
MP-14051 Exceptional villa with panoramic sea and mountain views of the Bay of Kotor. Total plot area: 1579 m2 (plus part of the access road and parking for guests). Swim...
2 233 000 $
Kotor, Montenegro
2 200 000 $
Kotor, Montenegro
This beautiful stone house for sale is located on the first line in Dobrota, just a 5-minute drive from Kotor Old Town. It is situated in a quiet part of town, only a few...
2 791 250 $
Kotor, Montenegro
House size: 380 m2 Plot size: 651 m2 Bedrooms: 5 Bathrooms: 4 Authentic stone villa on the first line by the sea in Ljuta, Kotor. The villa of 380 m2 is located on a plot...
2 009 700 $
Kotor, Montenegro
Kotor, Kostanjica - modern villa on the sea front. Living area: 300m2 Plot: 696m2 (407m2 + 289m2 on the sea front) Bedrooms: 3 Bathrooms: 3 Swimming pool: 55m2 Distance f...
