Property Abroad

Montenegro

Kotor

House

House 389 м² in Kotor, Montenegro

2 200 000 $

5 655 $ /м²

4OdsA

House 389m² in Montenegro, Kotor. Priced at 2200000$ rent photo- #1

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Area

389 м²

Bedrooms

Bathrooms

Beautiful waterfront stone house

This beautiful stone house for sale is located on the first line in Dobrota, just a 5-minute drive from Kotor Old Town. It is situated in a quiet part of town, only a few steps away from a private pier and nice restaurants.

The house consists of four levels, featuring 3 bedrooms, 4 bathrooms, an open-plan living area, and a kitchen.

The ground floor includes an open-plan living area and kitchen, a toilet, and a wine cellar.

On the first floor, there are two bedrooms with bathrooms.

On the second floor, there are two bedrooms; one is fully furnished, while the other is still empty. From the furnished bedroom, you can access the yard behind the house.

The third floor is not yet equipped and contains one open-plan room.

In front of the house, there is a small garden and a barbecue area.

The house offers a lovely view of the Bay of Boka from the stone balcony.

The property is in a quiet and peaceful neighborhood, 6 km from Kotor Old Town and 17 km from the Porto Montenegro marina.

Property features:
* Air-conditioning
* Barbecue
* Fireplace
* Lawn
* Parking
* Sea View
* Waterfront
* Wine cellar

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

House

Price

2 200 000 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (2 200 000 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).