House 164 м² in Utjeha, Montenegro

438 466 $

2 673 $ /м²

4Ocmi

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #1

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #2

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #3

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #4

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #5

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #6

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #7

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #8

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #9

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #10

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #11

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #12

House 164m² in Montenegro, Utjeha. Priced at 370000€ rent photo- #13

Area

164 м²

Bedrooms

Seafront house with 2 apartments

A house with two duplex apartments with its own beach in Utjeha.

House area 164m2.

Plot area 257m2.

Area of each apartment: 82m2.

Structure of each apartment:

1st level living room, kitchen with dining room, storage room, bathroom.

2nd level: two bedrooms, bathroom.

Communications: electricity, water - reservoir, sewerage - septic tank.

There is a summer kitchen in the yard.

Own parking 100m2.

A staircase leads from the house to its own beach.

Near the house there are also 2 public beaches.

Distance to the sea 20 m.

Distance to the Bar-Ulcinj highway is 1 km.

The house has excellent rental potential.

Suitable for year-round use.

Services and facilities

Garage/parking

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

438 466 $

Land area

257

Characteristics

Garage/parking

Distance to key points, m

To sea 20

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Utjeha; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Utjeha short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (438 466 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Utjeha: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).