Flat 48 м² in Utjeha, Montenegro

109 886 $

2 289 $ /м²

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Flat 48m² in Montenegro, Utjeha. Priced at 95000€ rent photo- #1

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Flat 48m² in Montenegro, Utjeha. Priced at 95000€ rent photo- #3

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Flat 48m² in Montenegro, Utjeha. Priced at 95000€ rent photo- #14

Area

48 м²

Bedrooms

Apartment in Ulcinj. City - Uteha

Large studio overlooking the sea, not far from the beach in Utekha. Area - 48 m2. The apartment consists of a spacious living room with kitchen, bedroom area, bathroom, and large terrace. Beautiful view of the sea and mountains. Distance to the beach - 350 meters. The house has a gated area and parking. On the ground floor, there is a shared laundry room with washing machines, dryers, and rollers. The apartment is sold fully furnished and equipped with appliances. An excellent offer for holidays and renting out the apartment. 2nd floor - 95,000 euros. 3rd floor - 97,000 euros.

Additional details

Property type

Residential Properties

Object type

Flat

Price

109 886 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Utjeha; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Utjeha short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (109 886 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Utjeha: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).