New modern family villa with three bedrooms, terraces with panoramic views of the sea, Sveti Marko island and Lustica peninsula, and with a rooftop pool is located in the town of Kavac on the coast of the Gulf of Tivat. The villa is surrounded on all sides by pine forest and is in complete privacy, never blocking the view and on all sides of the villa only nature, no neighbors. We paid great attention to the quality of construction and materials, we used quality hydro and thermal insulation, very strong foundation, hydrophobic concrete, all the latest technology and conscientious approach.Kavac - a unique place with its own microclimate and beautiful nature - is located on a hill above Tivat airport, its south-western orientation provides sunshine all year round. The quiet and cozy town is protected from the tourist hustle and bustle, while being only 10 minutes drive from the center of Tivat and Kotor, 5 minutes from the main shopping centers, Cambridge International School and the airport. This place is very convenient for both permanent living and vacation.The magical fresh air on the plot combines sea breeze and aromas of pine forest. Due to the location on an elevated position there is no such humidity as on the coast, and in the heat here a few degrees cooler than at the sea.In the villa everything is thought out for comfortable living: modern open plan, specialized technical rooms, including laundry and boiler room, dressing rooms, a spacious hall combined with the
Characteristics
Property type
Residential Properties
Object type
Villa
Price
1 958 773 $
Land area
800 m²
Services and facilities
Pool
FAQ
How can I get a residence permit by buying property in Montenegro?
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Is a mortgage available for non-residents in Montenegro?
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
What taxes and fees apply when buying in Montenegro?
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
How is the title checked in Montenegro?
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Can I rent out property after purchase in Montenegro?
Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Is a property inspection recommended before purchase?
Yes. An inspection costs about 0.5–1% of the price (1 958 773 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
How long does the purchase process take in Montenegro?
A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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