Flat 104 м² in Budva, Montenegro

561 156 $

5 395 $ /м²

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Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #1

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #2

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #3

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #4

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #5

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #6

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #7

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #8

Flat 104m² in Montenegro, Budva. Priced at 478400€ rent photo- #9

Area

104 м²

Bedrooms

Bathrooms

Three-Bedroom Apartments with a magnificent Sea-View

Discover elegant coastal living in the Harmonia apartment hotel, part of the prestigious Dukley Gardens residential community in Budva. Located on the Zavala Peninsula, Harmonia is nestled between Budva's bustling town and the serene beaches of Becici, offering an ideal balance of energy and tranquility. These modern three-bedroom apartments are situated on the upper floors of the building, ensuring panoramic views of the Adriatic Sea and the Budva Riviera.

Available three-bedroom apartments:

* A002, 5th floor, 104 m2 - €478,400

* A001, 5th floor, 189 m2 - €831,600

* E401, 4th floor, 125 m2 - €675,000

* E402, 4th floor, 125 m2 - €600,000

* C201, 7h floor, 149 m2 - €700,300 (DUPLEX)

* C601, 11th floor, 149 m2 - €715,200 (DUPLEX)

Apartment Features:

* Spacious terraces with stunning sea views

* Modern kitchens with premium appliances

* TVs in every room with hundreds of digital channels

* Central air conditioning, Wi-Fi, and smart home automation

* Integrated fire monitoring and suppression systems

* Fully furnished and ready for immediate move-in

The future owners will have exclusive access to Dukley Gardens' amenities. Living in Harmonia offers access to an unmatched selection of 5-star lifestyle services:

* Three private beaches with full amenities (Blue Flag certified)

* Panoramic pool, wellness spa, and Pilates studio

* Dukley Academy international school and kindergarten

* Fitness center Harmonia, dental clinic, and family doctor

* Golf cart transportation, charter services, car/boat rentals

* Five restaurants, beach bar, and room service

* Conference rooms, creative workshops, and children's center

* Laundry, property management, and concierge services 24/7

* Rental management programs for passive income

* EU-class property protection with potential annual returns of 5%+

With its ideal location, world-class amenities, and high investment potential, the Harmonia apartments represent a rare opportunity to own a piece of the Budva Riviera—a destination celebrated for its vibrant year-round lifestyle, Mediterranean charm, and tourism appeal.

Contact us today to learn more or arrange a private tour.

Property features
* Air-conditioning
* Alarm system
* Close to Tivat airport
* Concierge Services
* Design concept
* Elevator
* Excellent
* Excellent location
* Gated Community
* Management company
* Mooring for boats
* Mountain view
* Parking
* Peaceful area
* Private beach
* Residential area
* Sea View
* Video surveillance
* Water Shuttle Service to Budva

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

561 156 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Budva; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Budva short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (561 156 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Budva: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).